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Tuesday, September 10, 2024

Kamala Surrogate Lectured By CNBC Anchor Over "Master Class In Avoiding Any Questions"

 by Steve Watson via modernity.news,

Commerce Secretary and Kamala Harris surrogate Gina Raimondo found herself on the end of a rare moment where a CNBC anchor called out Harris’ complete lack of engagement with the press and the American people since being installed as the Democratic nominee.

“Squawk Box” co-host Joe Kernen was having none of it when Raimondo claimed Harris is “reaching out” to people, that “she’s spending her time talking to Americans,” and “She has a punishing schedule.”

“She hasn’t talked to the press, Gina. I know you’re a surrogate, but the American people are frustrated,” Kernan countered.

He continued, “The media is frustrated with the amount of access anyone’s gotten to her for the past 41 days.”

“We’re finally going to have a debate tomorrow night because she sat down for one interview that was taped and then cut down,” the anchor added.

Certain little things came out from it, but it has been a masterclass in avoiding any questions and nothing has been made clear by her,” Kernan urged.

He added, “Maybe it’s been made clear in drubs and drabs from her policymakers when it comes out in print or off a teleprompter at one of her scripted speeches.”

“She’s been impossible to pin down on anything because she hasn’t given any access. The American people deserve it,” Kernan concluded, then asking Raimondo “Wouldn’t you agree?”

She despondently responded, “yes.”

Oof.

Finally someone in the media telling it like it is.

As we previously highlighted, Raimondo was called out during an interview last month for falsely suggesting Donald Trump made up statistics that were released by President Joe Biden’s Bureau of Labor Statistics.

The former governor was swiftly hit by a brutal fact check.

“It is though from the Bureau of Labor,” said the reporter.

“I don’t, I’m not familiar with that,” said Raimondo.

Apparently, she’s “not familiar” with the existence of the Bureau of Labor Statistics, a department of the U.S. government that has been around for 140 years.

The report announced that job growth throughout the 12 months ending in March would be revised downward by 818,000 jobs, equating to 0.5% of total jobs, the biggest number for decades.

https://www.zerohedge.com/political/kamala-surrogate-lectured-cnbc-anchor-over-master-class-avoiding-any-questions

Germany Suspends Schengen, Immigration Repercussion Across the Entire EU

 For the first time in EU history, Germany is at the forefront of immigration suspension. Other EU countries will follow.

Image notes, I created the image using Grok, then modified the image in Photoshop to add German text, hopefully contextually accurate.

Schengen Zone

The Schengen Area (English: /ˈʃɛŋən/ SHENG-ən, Luxembourgish: [ˈʃæŋən]) is an area encompassing 29 European countries that have officially abolished border controls at their mutual borders.

Immigration Crackdown

Reuters reports Germany Tightens Controls at All Borders in Immigration Crackdown.

Germany’s government announced plans to impose tighter controls at all of the country’s land borders in what it called an attempt to tackle irregular migration and protect the public from threats such as Islamist extremism.
The controls within what is normally a wide area of free movement – the European Schengen zone – will start on Sept. 16 and initially last for six months, Interior Minister Nancy Faeser said on Monday.

The government has also designed a scheme enabling authorities to reject more migrants directly at German borders, Faeser said, without adding details on the controversial and legally fraught move.

The restrictions are part of a series of measures Germany has taken to toughen its stance on irregular migration in recent years following a surge in arrivals, in particular people fleeing war and poverty in the Middle East.

Recent deadly knife attacks in which the suspects were asylum seekers have stoked concerns over immigration. The Islamic State group claimed responsibility for a knife attack in the western city of Solingen that killed three people in August.

Polls show it is also voters’ top concern in the state of Brandenburg, which is set to hold elections in two weeks.

Scholz and Faeser’s centre-left Social Democrats (SPD) are fighting to retain control of the government there, in a vote billed as a test of strength of the SPD ahead of next year’s federal election.

“The intention of the government seems to be to show symbolically to Germans and potential migrants that the latter are no longer wanted here,” said Marcus Engler at the German Centre for Integration and Migration Research.

“We Can Do This”

Does anyone recall Chancellor Angela Merkel’s comment on immigration?

For discussion, please see my September 5, 2016 post Merkel humiliated in 3rd Place Finish to AfD in State Elections; Irony of the Day

Her highness, chancellor Angela Merkel suffered a humiliating loss in German state elections on Sunday.

Merkel came in third place, to the anti-immigration, eurosceptic AfD party in her own home state in statewide elections.

Peak Merkel

Also recall my June 15, 2018 post Merkel Coalition About to Collapse Over Immigration: Peak Merkel Revisited

Horst Seehofer, Germany’s Interior Minister, threatens to start the automatic rejection of refugees by executive order – which would be the end of the coalition.

The government crisis was triggered by two unrelated events – the murder of a young girl by an immigrant, and a scandal about the granting of refugee status to illegal immigrants.

No Longer Wanted

We have gone from “We Can Do This” to “No Longer Wanted”

From Eurointelligence …

It is almost comical that as Mario Draghi presents his report on the future of Europe, Germany has the brilliant idea to re-impose border controls and suspend the Schengen system of passport-free travel. The German government has come under pressure to crack down on immigration by trying to stop refugees at the border. Nancy Faeser, the interior minister, said the reason was to protect Germany against Islamic extremism, following a series of murders and attempted murders committed by immigrants in the last few weeks. The Schengen rules require an over-riding national security interest.

The collateral damage will be huge. Austria already said it will not take in any immigrants rejected by Germany. So Austria will almost surely do the same and close its border. Nobody to the east and south-east of Germany has the physical capacity and political willingness to absorb immigrants. The Czech Republic, Slovakia, Hungary, Slovenia and Croatia will all do the same. We assume that Switzerland, not a member of the EU but a member of Schengen, will follow. Italy has no border to close, but France does. Germany has now become an active participant in the beggar-thy-neighbour refugee policies of EU member states. Except that when Germany plays this game, it has much more serious consequences. This is a serious threat to the whole idea of Schengen. This is where the unravelling of Europe could be starting.

Annalena Baerbock, the foreign minister, warned her colleagues not to endanger the EU’s migration deal, and not to succumb to the illusion that European countries can solve the refugee problem at a national level.

The border closures do not come with a change in current laws. The German border guards will have to take in anybody who mentions the word asylum. But a majority of immigrants do not. FAZ notes that Friedrich Merz wants to go much beyond the current rule. He wants the police to be able to even reject people who claim asylum. The argument he uses is that Germany’s borders only with safe countries, so it is technically impossible for anyone to claim asylum at a German land border. He also maintains that law and order within Germany have a higher priority than Germany’s obligations under international law.

Friedrich Merz is leader of the CDU and leader of the opposition to the current Traffic Light Coalition: Social Democratic Party of Germany (SPD), the Free Democratic Party (FDP) and the Greens, (red, yellow, green) respectively.

No Change in Current Laws

Schengen is enshrined in treaty. No country will propose any changes.

Instead, every county will ignore the treaty on grounds of a “higher law”.

Higher Laws

Given there are now higher laws than the EU treaties, I have a question:

When does France or Italy say the same thing about budget rules? Such logic could finally spell the end of EU and Eurozone Monetary Union (EMU) rules.

….

More Americans Call Volume of Immigrants a ‘Critical Threat’

The Washington Post reports More Americans Call Volume of Immigrants a ‘Critical Threat’

Americans’ concerns about immigration have risen sharply this year, with half of Americans saying that the large number of immigrants and refugees entering the country is a “critical threat” to U.S. interests, up from 42 percent last fall to the highest level since 2010, according to a poll by the Chicago Council on Global Affairs.

The poll found that most Americans support two proposals laid out by former president Donald Trump: using U.S. troops to stop immigrants from coming into the United States from Mexico and expanding a wall on that border.

But a larger majority of Americans oppose Trump’s proposal to put undocumented immigrants in mass-detention camps. If elected, Trump has pledged to immediately launch “the largest domestic deportation operation in American history.”

A late July Wall Street Journal poll found that voters thought Trump would handle immigration better than Harris by 53 percent to 40 percent.

Chicago Council’s poll found 50 percent of Americans say large numbers of immigrants and refugees coming into the United States is a critical threat to the country’s interests, marking the highest level in Chicago Council polling since 2010, when it was 51 percent. Concerns over immigrants as a threat peaked at 60 percent in 2002, less than one year after the Sept. 11 terrorist attacks. The United States has about 45 million immigrants, about 11 million of whom are undocumented.

https://mishtalk.com/economics/germany-suspends-schengen-immigration-repercussion-across-the-entire-eu/

Deadline Nears for Appeals in Doping Exoneration of U.S. Open Champion Jannik Sinner

  Time is running out for appeals to be filed in the case that exonerated freshly-crowned U.S. Open champion Jannik Sinner

opens in a new tab or window from doping.

The World Anti-Doping Agency (WADA) and Nado Italia, Italy's anti-doping agency, likely have only 1 more day to challenge the decision announced by the International Tennis Integrity Agencyopens in a new tab or window (ITIA) on Aug. 20.

There is a 21-day window to appeal that started when the parties received the decision. Any appeal would be filed to the Switzerland-based Court of Arbitration for Sport (CAS).

Sinner tested positive twice for an anabolic steroid in March but was not suspended because the ITIA determined the banned performance-enhanceropens in a new tab or window entered his system unintentionally through a massage from his physiotherapist.

The doping case was kept secret until last month's announcement, and the top-ranked Sinner went on to beat Taylor Fritz in the U.S. Open final on Sunday.

An appeal could jeopardize his U.S. Open title, but Sinner and his legal team have provided detailed scientific evidence to show that his explanation is credible.

Sinner said after winning his second Grand Slam title that the months before his case was resolved were not easy.

"It was very difficult for me to enjoy in certain moments," he said, "so whoever knows me better, they know that something was wrong. But during this tournament, slowly I restarted to feel a little bit more how I am as a person."

While other players have expressed concern with how Sinner's case was kept secret, WADA and Nado Italia would likely be interested only in the scientific details.

An appeal verdict at CAS could come quickly -- even within just a few months -- if the parties agree to cooperate. At least that's how it worked in another high-profile doping case in tennis involving Maria Sharapova.

Sharapova tested positive at the Australian Open in January 2016 for the newly-banned heart medication meldoniumopens in a new tab or window. She was banned for 2 years in June that year by the International Tennis Federation.

The Russian star appealed to CAS, had an appeal hearing in New York before three judges that September, and 4 weeks later got the verdict that cut her ban to 15 months.

The entire process for Sharapova with CAS took just 4 months -- far shorter than most doping cases, which typically last about one year. The timeline can stall with the complexities of picking a judging panel, finding a hearing date and parties exchanging documents and evidence from expert witnesses.

During the Indian Wells hard-court event in March, Sinner tested positive for low levels of a metabolite of clostebol, a banned anabolic steroid that can be used for ophthalmological and dermatological use. It's the same drug for which San Diego Padres star Fernando Tatis Jr.opens in a new tab or window was suspended by Major League Baseball in 2022.

Sinner tested positive again 8 days later in an out-of-competition sample.

He was provisionally suspended twice by the tennis integrity body because of those test results, but he successfully appealed twice to an independent tribunal judge and was allowed to keep competing on tour.

Sinner said his test results happened because his fitness trainer purchased an over-the-counter spray called Trofoderminopens in a new tab or window in Italy that contained clostebol and gave it to Sinner's physiotherapist to treat a cut on the physiotherapist's finger. The physiotherapist then treated Sinner without wearing gloves.

The ITIA said it accepted Sinner's explanation, after 10 interviews with the player and his entourage, and the independent panel agreed at a hearing on Aug. 15.

Sinner later announced that he had fired his two trainers.

While other players wondered whether Sinner was accorded special treatment, most believed he wasn't trying to dope.

"You can understand why people are upset about it. In anti-doping, it sounds so ridiculous," said Travis Tygart, CEO of the U.S. Anti-Doping Agency, which wasn't involved in the case. "But the science is such that, if the facts are actually proven out, it is actually plausible."

If Sinner did lose in an appeal case to CAS, he would likely face a maximum ban of 2 years instead of 4. Four-year bans are usually reserved for athletes unable to show their positive doping test was unintentional.

Sinner provided a clear explanation to an independent tribunal in London, which judges cases brought by the tennis integrity body.

Any possible ban would likely be backdated to March.

Neither WADA nor Nado Italia tend to announce appeals, so it would likely be up to CAS to communicate if there is a case brought before the sports court.

In addition, Giovanni Fontana, an Italian lawyer who has worked on about 100 doping cases over 30 years, recently told opens in a new tab or windowThe Associated Press that Sinner's two trainers could risk a separate inquiry in Italy -- pointing to the 4-year suspension for a club doctor at an Italian soccer team in 2018 for administering Trofodermin to a player.

https://www.medpagetoday.com/sportsmedicine/elitesports/111866

Go After the Big E-Cigarette Makers, Not Vape Shops, House Members Tell FDA

 Members of a House committee examining FDA's regulation of the food and tobacco industries had a question for the agency's representatives at a hearing Tuesday: Why aren't you going after big e-cigarette makers?

"On the enforcement side, it seems the FDA has chosen to focus on small actors," Rep. Brett Guthrie (R-Ky.), chairman of the House Energy & Commerce Health Subcommittee, said at a hearingopens in a new tab or window aimed at evaluating the agency's human foods program and its tobacco program. He noted that most of the civil monetary penalties that the Center for Tobacco Products (CTP) has issued so far related to selling unapproved vaping products have been levied on individual vape shops.

Action Across the Supply Chain

"We still have an overwhelming number of illicit products, and the vape shops shouldn't be selling them," said Guthrie. "But it seems like the major move that you can make to stop this is [against] the major manufacturers."

Rep. Troy Balderson (R-Ohio) agreed. "Why has the FDA continued to focus its efforts on small retailers rather than big manufacturers?" he said, adding that in some cases, the vape shops that had penalties levied against them were counted as manufacturers because they mixed the vaping liquids themselves.

Brian King, PhD, MPH, director of the CTP, acknowledged that some vape shops were indeed classified that way. But he said his agency "has taken action across the supply chain, and we've also taken escalated action in more recent years ... Any entity that does not have authorization is indeed subject to enforcement action, regardless of the size of the business."

Asked by Rep. Guthrie whether current enforcement was adequate, King responded that "I believe there's opportunity to enhance it ... but we don't have the resources to do it, particularly given that we aren't collecting any user fees for e-cigarettes and 90% of our enforcement dollars are being spent on that product."

Several committee members expressed doubts about increasing funding for the agency. "Congress has provided the FDA with substantial resources to effectively run [the human foods and tobacco] programs, yet the FDA is requesting millions more in budget authority ... while providing little information about how their current resources are spent, existing authorities are used, and regulations are being enforced," Rep. Cathy McMorris Rodgers (R-Wash.), chair of the full Energy & Commerce Committee, said in her opening statement. "I look forward to having this discussion today to better understand how existing resources and authorities can be better used to improve the safety and quality of our food supply and get the Center for Tobacco Products working after falling short for the last decade."

What Are the Results?

Rep. Michael Burgess, MD (R-Texas), asked King directly about his center's outcomes. "What have we gotten for this investment of over $2 million a day in your division? How many lives have been saved?" he asked. King said that smoking rates among adults have been cut in half since the center was given regulatory authority over tobacco. "My estimate is that tens of millions of lives have been saved," he said.

That wasn't good enough for Burgess. "When this bill [bringing the CTP into being] was passed over 10 years ago, the idea was, you are going to prevent youth from smoking in the first place," he said. "What programs are going on right now for $2 million a day that are preventing youth smoking from happening in the first place?"

King said the agency's prevention campaign, titled "The Real Cost," just celebrated its 10-year anniversary "and it has prevented tens of thousands of kids from starting to smoke," he said. "For every dollar we invest, we save $180 on tobacco-related disease and death."

Rep. Robin Kelly (D-Ill.) wanted to know why the CTP has been slow to finalize a rule that would outlaw menthol cigarettes; The Biden administration has delayed the final rule several times recently, saying it would be published in August 2023, then pushing that date back to the end of the year, and then saying it would be published this past March. In late April, HHS Secretary Xavier Becerra issued a statementopens in a new tab or window saying that the rule would take "significantly more time" given all the controversy surrounding it.

"I was deeply disappointed that the agency chose to abandon its established plan to ban menthol cigarettes," said Kelly, who is a member of the Congressional Black Caucus. She added that "72,000 Black Americans are diagnosed and 39,000 die from tobacco-related cancer each year. "

King assured her that the agency "has not abandoned the menthol product standard. Indeed, it's a priority for us. We followed the rulemaking processes, and it's presently with the White House, and it continues to be a priority for us."

Concerns About Milk Alternative Labeling

The agency's human food program also came under scrutiny, with several lawmakers in states with a large dairy industry expressing concern about plant-based milk alternative manufacturers being able to call their products "soy milk" or "almond milk."

Rep. John Joyce, MD (R-Pa.) touted a bill he sponsored, the DAIRY PRIDE Actopens in a new tab or window, which would prohibit the sale of any food that uses the market name of a dairy product (such as "milk," "yogurt," or "cream cheese") unless the food is the milk of a hoofed animal, is derived from such milk, or contains such milk as a primary ingredient.

"These standards of identity are critical as they establish common understandings for the American public as to what constitutes specific foods," Joyce said. "Consumers rely on these standards to infer a certain nutritional value based simply on how a product is labeled." He asked FDA Deputy Commissioner for Human Foods Jim Jones how the FDA views plant-based dairy substitutes that are currently being marketed and currently being sold in the dairy sections of supermarkets.

"The research that we've done on consumers [shows] that consumers are not confused [because] the plant-based alternatives are not milk -- as a matter of fact, they are purchasing them for exactly that reason, because they're looking for an alternative," said Jones. "That being said, our research also shows that consumers are not aware that oftentimes, plant-based alternatives to milk are not nutritionally equivalent to milk."

"So allowing it to be sold in the dairy case -- is that not misleading?" Joyce asked. Jones said that current agency guidance on the topic, which has been drafted but is not yet finalized, "encourages plant-based milk alternatives to identify nutritional equivalence, or lack thereof, on their product."

Joyce was not happy with that answer. "Simply urging companies to spell out a nutritional deficiency will not solve the problem of consumer confusion," he said. "Milk comes from a lactating mammal, and imitators, or fakes, are simply not milk."

Rep. Kim Schrier, MD (D-Wash.), a pediatrician, asked about the fragility of supply of specialty milk for infants with particular dietary needs. "As a pediatrician, I've seen firsthand the vulnerability and fragility of extremely premature infants," she said. "There's no question that the best and safest nutrition [for them] is breast milk ... But when there's no access to mom's milk, they sometimes have to be given specialized formula." She asked Jones about the impact of any potential for disruption of the specialty milk supply given that there are only two suppliers of the product.

"We are very concerned about the potential for one or both of the manufacturers to leave that market, for business reasons," said Jones. "Secretary Becerra has asked our colleagues at the NIH to pull together a group of experts, neonatologists, and others to give him a report about the risks and the benefits associated with these products. That report is due to the secretary next week."

https://www.medpagetoday.com/publichealthpolicy/fdageneral/111892

Questions Linger About Missouri Patient Who Contracted Bird Flu

 Many questions remain unanswered in the case of the Missouri patient who contracted H5 bird flu without any known exposure to sick or infected animals.

"It does raise the concern level, but there is a lot of information needed to understand how much it raises concern," said Amesh Adalja, MD, of the Johns Hopkins Center for Health Security in Baltimore.

James Lawler, MD, MPH, of the University of Nebraska Medical Center's Global Center for Health Security in Omaha, echoed that experts have "very limited visibilityopens in a new tab or window into what's truly going on with the spread of H5," especially as surveillance of dairy herds has "quite honestly, been pathetic."

The key concern is whether there has been human-to-human transmission, Lawler said: "That's certainly a concern when you have somebody who has no discernible exposure and who develops disease with H5."

While that does not seem to be the case at this time, experts are wary about that next step in the trajectory of a virus that has already "ticked a lot of boxes" on its way to becoming a potential pandemic, including being able to infect new host species, Lawler said.

Outside of human-to-human transmission, there could have been some "overlooked animal contact," Adalja told MedPage Today. While Missouri isn't currently reporting any infected cattle herds, "there are likely infected herds there, and in many other of the 36 states that have not officially reported cases," he said.

There's also the possibility of exposure to infected birds, either wild or poultry flocks, or to any of the other wild or domestic animals that have been infected, including cats. Indeed, six domestic cats in Colorado were infected with H5N1, and only one was directly associated with a commercial dairy facility known to have sick animals, according to the Colorado Department of Public Healthopens in a new tab or window. Two of the cats were indoor-only and had no direct exposure to the virus.

The patient may also have been exposed to unpasteurized milk, which has been shown to have very high levels of virus

opens in a new tab or window, Lawler said. He also raised the possibility of a failure of the milk pasteurization process.

"There's a wide range of possibilities of where this person might have been infected," Lawler said. "The most concerning would be that the person caught it from another person, and that would indicate a step up in the virus' game."

He cautioned that the CDC must first determine whether it's indeed H5N1, as the agency has only confirmed that it's an H5 virus. Sequencing would also be able to show whether it's from the clade that's currently circulating in dairy cows -- 2.3.4.4b, genotype B3.13.

CDC said the case was picked up through the state's routine seasonal flu surveillance when the patient, who had other underlying medical conditions, was hospitalized on August 22. They were treated with flu antivirals, discharged, and made a full recovery.

While this is the first U.S. case of H5 influenza without a known occupational exposure to sick or infected animals, and Missouri has not reported any infected cattle herds, it has reported H5N1-infected commercial and backyard poultry flocks this year, and infected wild birds in the past, CDC said.

Lawler noted that the information about the case appeared to be withheld for several days: "It doesn't seem to be a good idea to withhold information that might indicate a significant development in the evolution of a very dangerous virus," he said.

He noted that he is concerned that the virus continues to do things it hasn't done in the past.

"Before this instance, I would have said we're [probably] not missing cases unassociated with exposure to dairy cows, birds, or milk products," he said. "Now, I'm not so sure."

https://www.medpagetoday.com/infectiousdisease/generalinfectiousdisease/111881

Share of Americans with insurance falls despite record Obamacare enrollment

 The proportion of Americans with health insurance coverage fell last year even as a record number of people signed up for insurance through the Affordable Care Act (ACA) marketplace, according to new federal data.

The share of Americans who had health insurance for all or part of the year in 2023 was 92 percent, a slight drop from the 92.1 percent seen in 2022, according to a report from the U.S. Census Bureau released Tuesday.  

About 26.4 million Americans — 8 percent of the country — did not have insurance at any time last year, according to the report, which officials said was not statistically different than the year before.  

But a breakdown of uninsured rates in the report shows a drop in coverage among Americans under 45, while more older Americans enrolled in health insurance that year.   

In 2023, 5.8 percent of Americans under the age of 19 did not have health insurance, a very slight increase from the 5.4 percent of teens without healthcare coverage the year before, the data show.  

This decline in health insurance coverage among children is due to a drop in employer coverage that was “not offset by increases in Medicaid or Marketplace coverage for children,” according to Jennifer Tolbert, director of state health reform and deputy director of the program on Medicaid and uninsured at KFF.  

The share of adults aged 19 to 25 and 26 to 34 without health insurance increased very slightly in the same period, rising from 14 to 14.1 percent and 12.5 to 12.6 percent, respectively.  

Meanwhile, the number of uninsured Americans between the ages of 35 to 44 rose from 11.2 to 11.7 between 2022 and 2023. 

Data from the Census report comes from the current population survey (CPS), a monthly survey conducted with the Bureau of Labor Statistics.

This survey might not capture the full impact of changes in insurance coverage in 2023, according to Tolbert.

The CPS only considers someone uninsured if they lack coverage for the entire year.

“Medicaid continuous enrollment that was in place during the pandemic ended in March 31, 2023, and since April 2023, states have disenrolled over 25 million people from Medicaid,” Talbot wrote in a KFF quick takes post. 

Many people who were disenrolled eventually re-enrolled into the program or chose another health insurance coverage, but a KFF survey found that 8 percent of people who were disenrolled became uninsured.

“However, these newly uninsured individuals may not have been counted as uninsured in the 2023 CPS data because they were covered by Medicaid for part of the year,” Talbot added.

The report comes the same day the Department of Treasury released data on how many Americans have received health insurance through the ACA marketplace.

The new figures from the Treasury Department confirm numbers released by the Centers for Medicare and Medicaid Services in January.

More than 20 million Americans have signed up for health insurance coverage through the ACA marketplace this year, the highest “point-in-time” enrollment to date, according to new data released by the Treasury Department Tuesday.  

A total of 49.4 million people enrolled in ACA marketplace coverage, also referred to as Obamacare, at some point over the past decade, according to a statement from the agency. 

That means nearly one in seven Americans has signed up for health insurance coverage through the ACA marketplace since 2014.  

The number of first-time enrollees reached an all-time annual high of 7.9 million in 2014, the first year Americans were able to purchase health insurance through the marketplace after the ACA was passed in 2010, according to the data.  

The data show that first-time enrollee numbers decreased yearly from 2014 to 2019, and began to rise slightly during the COVID-19 pandemic in 2020. Enrollment more robustly increased beginning in 2021 after expansions were made to the premium tax credit under the American Rescue Plan Act passed that year, according to a statement from the Treasury Department.  

States without Medicaid coverage have higher rates of marketplace health insurance coverage enrollment than those with expanded Medicaid, per the department.  

Typically, about 20 percent of residents in states that have not expanded Medicaid have enrolled in an ACA marketplace health insurance, compared to 12 percent of people in Medicaid expansion states.  

Florida is the state with the largest percentage of residents — 28.7 percent — who have ever enrolled in an ACA marketplace health insurance in the past 10 years, according to the data.  

Georgia and Utah have also had high enrollment through the marketplace, with about 20 percent of their populations having signed up for Obamacare at some point.  

The average cost of premiums for a year of ACA marketplace health insurance enrollment is now $800, a senior administration official said during a call with reporters. 

https://thehill.com/policy/healthcare/4871559-health-insurance-coverage-2023/

One In Five Student Loan Borrowers Avoid Making Payments

 by Bill Pan via The Epoch Times (emphasis ours),

One in five borrowers with outstanding student loans have made no payments, as many hold out for potential debt relief, a recent survey reveals.

The survey, published on Sept. 5 by Intuit Credit Karma, found that 20 percent of student loan borrowers said they have yet to make any payments on their loans. This figure rises to 27 percent among borrowers with a household income of less than $50,000.

More than half (55 percent) of respondents reported being unable to afford their student loan payments, while nearly half (49 percent) said they feel “financially unstable.”

The survey underscores the financial strain faced by borrowers, with affordability challenges largely attributed to the high cost of living (69 percent). Many loan holders said they are forced to make difficult trade-offs, with 38 percent saying they are falling behind on other bills—such as auto loans, mortgages, or credit card payments—to meet their student loan obligations. Additionally, 39 percent of borrowers said they are prioritizing paying off higher-interest debt over their student loans.

The report also highlights the difficult financial situations of younger borrowers. Notably, 44 percent of Gen Z and 41 percent of millennial borrowers said they have depleted their savings to manage student loan payments. Overall, about one-third (34 percent) of all borrowers surveyed reported having $0 in savings.

Borrowers who haven’t been making payments should be on high alert, as their credit scores could be impacted once the federal government’s “on-ramp” grace period ends, the survey warns.

During this one-year transition period, payments are due and interest accrues, but missed payments won’t be considered delinquent, placed in default, or reported as such to creditors or debt collectors.

When the grace period ends on Sept. 30, borrowers will again face the usual consequences of missed payments, including default. Defaulting on a loan can damage one’s credit score and may result in the federal government garnishing wages, seizing tax returns, and intercepting Social Security benefits.

The survey suggests that some borrowers appear to have taken “irresponsible advantage” of the soon-to-expire relief. About one in seven (15 percent) of those who have not been making consistent on-time payments admitted they were intentionally avoiding payments, knowing their credit scores would not be impacted during the grace period.

“With Biden’s SAVE plan in limbo, many borrowers face uncertainty about whether they will benefit from lower monthly payments and a clear path to loan forgiveness,” said Courtney Alev, a consumer financial advocate at Intuit Credit Karma, referencing the Biden administration’s income-driven repayment plan currently blocked by court orders.

While it’s understandable to hope for potential loan forgiveness, borrowers shouldn’t rely solely on it,” Alev said in the survey release. “Those struggling to make payments should proactively reach out to their lenders to explore available options.

The SAVE plan was designed to reduce monthly payments for borrowers and accelerate the path to having their balance discharged. Approximately 7.5 million borrowers have already signed up for the SAVE plan, and 150,000 have had their debt erased.

Two groups of Republican state attorneys general challenged the plan in two federal district courts. They argued that the Biden administration lacks the legal authority to implement the plan and that it contradicts the U.S. Supreme Court’s decision last summer that struck down an earlier attempt at large-scale student loan cancellation.

On Aug. 28, the Supreme Court denied the Biden administration’s emergency request to temporarily reinstate the SAVE plan. This is not a final ruling, and either or both cases could return to the high court once the federal appeals courts rule on the merits of the dispute.

The survey was conducted online within the United States by Qualtrics on behalf of Intuit Credit Karma between Aug. 3 and Aug. 19 among 1,995 adults ages 18 and older with outstanding student loan debt.

https://www.zerohedge.com/political/one-five-student-loan-borrowers-avoid-making-payments-report